Business Funding
Looking for business funding but not sure where to start? We help guide you through the process and connect you with top, reputable lenders that are well established in the industry.
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Easy Online Application
Applying takes just minutes. Complete the simple online form below (2-3 minutes) and we will get back to you. No long wait times with our simple and streamlined process.
Find the Right Funding
Pursue the capital your business needs with the right lender. Whether it’s for expansion, managing cash flow, or otherwise. We help connect you with lenders that fit your goals, so you can focus on growth. Generally, applicants aim for funding of 100,000$ – 350,000$+
Eligibility & Requirements
Most Canadian business owners who apply end up qualifying with a lender. Typically, you’ll need proof of business registration, 12-24+ months of operations, and basic financial records. If you have this, you’re already on the path to approval.
Why QCLife?
We connect you with trusted Canadian lenders and guide you through each step. While loan approval is never guaranteed, our focus is on making the funding process simple and stress-free, so you can move forward with confidence. If you are declined by priority lenders, we may explore other options for you at no upfront cost.
Key Benefits
Flexible Financing Options
Loans can be used for a wide range of business purposes, including working capital, equipment, and growth initiatives.
Efficient Access to Funding
Streamlined process to help secure funds as quickly as possible with priority lenders.
Professional, Personalized Support
Assistance to help navigate the application process with confidence.
Peace of Mind
Optional protection plan may be available to help safeguard your business during the loan term with a connected licensed provider.
Fee Details
File Opening Fee: 0$
Document Preparation Support Fee: 0$
One-time Success Fee: (2%) – Charged only if:
- (1) You are accepted by the lender.
- (2) You agree to the final loan offered.
- (3) You receive the funds.
- Capped for large requests; One-time Fee may be below 2%.
Lender Specific Fee’s:
- Dependent on your file; Lenders provide terms based on your application and current industry standards.
Fees are subject to change. All fees will be communicated in advance.
General Eligibility Requirements
- Business Type: Registered business in Canada
Business Age: Commonly 1+ Year, specifics vary by lender.
Creditworthiness: Reasonable personal/business credit history
Financial Records: Up-to-date financial statements or tax filings
Loan Use: Funds must be used for approved business purposes (equipment, working capital, leasehold improvements, etc.)
Check Eligibility
A common concern is how to make payments when you are hurt or sick. We connect you to the right resources for protection through injury, sickness, or life insurance so you and your family will be financially secure.